If you are interested in using PayPal Credit Financing simply use PayPal as your payment option.


• Add products to your cart


• Go to Checkout


• Choose PAYPAL EXPRESS as your payment method


• After you sign-in to PayPal in the pop up window choose the "PayPal Credit" banner at the bottom of the pop up instead of using your PayPal balance or Bank Account linked to PayPal.


• Apply for a PayPal Credit card and when accepted get no interest for 6 Months on purchases over $99! 


(see terms below)

Get $10 off when you are approved for PayPal Credit.

Pay now or pay over time with PayPal Credit. Just use PayPal Credit in PayPal checkout.

Subject to credit approval.

Get $10 off your first purchase when you are approved for PayPal Credit.

Terms and Conditions

"Eligible Participant": Open to holders of an U.S. personal or premier PayPal account in good standing ("Valid PayPal Account") who are presented with the the offer and do not currently have a PayPal Credit account.

How to Qualify: Eligible Participants must receive the offer, apply for, and be approved for a new PayPal Credit account ("Qualifying Action"). Existing PayPal Credit accountholders are not eligible for the Reward. PayPal Credit applicants who are not approved for an account are not eligible to receive the Reward.

"Reward": $10.00 USD voucher that will be viewable in the "Offers" section of the Eligible Participant's PayPal account for personal or premier accounts.

How to Redeem: Once the Qualifying Action is completed, the Reward will be applied automatically to the Eligible Participant's Eligible Purchase that qualified for the Reward. If the Eligible Participant makes an Eligible Purchase in the same transaction in which he/she completed the Qualifying Action, the Reward will apply to that Eligible Purchase. If the Eligible Participant decides not to make an Eligible Purchase at the time of completing the Qualifying Action, or there is a technical error of any kind, the Reward will be available for the next Eligible Purchase. The Reward must be redeemed during the Redemption Period and may only be redeemed as described in these Terms & Conditions. Use of the Reward will be reflected on the Eligible Participant's PayPal receipt and/or in the transaction details of his/her PayPal account. There is a limit of one (1) Reward per new PayPal Credit account. 

"Redemption Period": The Reward will expire on 9/1/2027. 

"Eligible Purchase(s)": Purchases made in USD using a Valid PayPal Account. Eligible Purchases do not include: (1) send/receive money transactions (including those marked as a "Goods and Services" payments), (2) charitable donations, (3) purchases made using Pay After Delivery,, PayPal Cash card, and PayPal Debit MasterCard®, (4) PayPal transaction fees, and (5) some Preapproved Payment transactions. 

Miscellaneous: Redemptions are final, will not be returned, and are subject to review and verification. The Reward has no cash value and cannot be redeemed for cash or withdrawn from the Eligible Participant's PayPal account, except in PayPal's sole discretion. If item(s) purchased using a Reward are returned, PayPal will first refund the cash spent in the form of a credit to Eligible Participant's PayPal balance; purchase amount in excess of the cash spent (i.e., the value of the Reward) will not be refunded. If the Redemption Period has not expired, the value of the Reward will be returned to the Offers section of the PayPal account and will be available for use by the account holder. PayPal may provide an alternate reward of equal value if it is unable for any reason to fulfill the Reward. PayPal reserves the right to cancel, suspend or modify this offer in part or in its entirety at any time without notice, for any reason in its sole discretion. Similar offers may run at the same time; qualification for this offer does not constitute qualification for any other offer. PayPal is not responsible and/or liable for any lost, stolen, late, incomplete, illegible, interrupted, delayed, or misdirected e-mail, Reward, or offer-related materials or correspondence or if any participant's e-mail address, Valid PayPal Account, or other contact information does not work, is deleted, or is changed without participant giving prior written notice to PayPal. Offer is void where prohibited, if Eligible Purchases are not completed through legitimate channels, or if any offer-related materials are counterfeit, altered, defective, tampered with or irregular in any way. Certain offers may not be transferable. Any questions relating to the offer will be resolved in PayPal's sole discretion and its decisions related to the offer will be final and binding.


About PayPal Credit

PayPal Credit is a reusable credit line available on purchases at thousands of stores that accept PayPal. It's also available for purchases on eBay and exclusively at thousands of other online stores. Plus, it comes with the same security and flexibility you trust from PayPal.

Get more with PayPal Credit:

More payment flexibility.

Pay now or over time. You decide what's best for you.

Manage your accounts in one place.

By simply logging into, you can keep track of all your PayPal and PayPal Credit transactions at any time. Plus, we will email you when your monthly statement is ready so you can stay on top of your payments. If you don't have a PayPal account, it's easy to sign up at

Easy, fast checkout.

There's no credit card needed, and no account numbers to enter. Get in, get out and get on with your life.

Your Protection. Our Priority.

Eligible purchases are backed by PayPal Purchase Protection.
(See terms and limitations)

Additional information.

  • If approved, we start you off with a minimum credit line of at least $250.
  • For New Accounts: Variable Purchase APR is 25.49%. The APR is accurate as of 6/1/2018 and will vary with the market based on the Prime Rate (as defined in your credit card agreement). Minimum Interest charge is $2.00.
  • If you miss a payment your late fee could be up to $38, even less if it's your first time.

Click here to view the PayPal Credit Terms and Conditions

PayPal Credit is subject to credit approval as determined by the lender, Synchrony Bank, and is available to US customers who are of legal age in their state of residence. You must pay with PayPal Credit to get the offers. Minimum purchase required is before shipping and tax. Offers not valid on previous purchases, returns or exchanges.

Have more questions?